Ray Chan

Sr Director, Product Management, PayPal

Ray Chan is a payments and digital commerce executive with more than 20 years of experience helping merchants grow through payment innovation, platform strategy, and ecosystem partnerships. He currently serves as Senior Director and Head of Performance Consulting at PayPal, where he leads global commercialization and performance strategy supporting enterprise merchants across PayPal’s commerce ecosystem. Prior to PayPal, Ray held multiple leadership roles within JPMorgan Chase & Co. Merchant Services, where he led strategic planning, product design, and platform transformation initiatives that supported the expansion of the firm’s global acquiring business. Throughout his career, Ray has had the opportunity to work closely with leading technology platforms and enterprise merchants on integrated payment and commerce solutions. He was also fortunate to be part of teams that helped shape several foundational moments in the Canadian payments industry, including the rollout of EMV and the introduction of contactless payments.

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